[StBernard] Insurance policies

Westley Annis westley at da-parish.com
Sun Dec 11 11:39:28 EST 2005



Gaby,

The only caution is if your property is eligible for ICC (increased cost of
compliance) money your flood policy must be active.

Good luck and God Bless,
Craig

-----Original Message-----

HI y'all, and THANKS to Marvin Leblanc who gave me good advice.
Unfortunately I did not get a response from Mopey yet, but left my info with
the intake person. He must be swamped (no pun intended) with requests for
help.

Anyways, since my deadline came near, I went to a local State Farm agent and
received sweet help.
My Flood policy is now cancelled. I was assured it can be bought again when
I have a home again.
My HOMEOWNER's policy is reworked with a reduced coverage of bare liability,
effective September 1, so I may even get my last quarterly premium
reimbursed.
This allows my policy to remain active until I need to increase it again
(one of these future days)
Also I was told I could convert the policy into a Renter's policy and
convert it back into a Homeowner's later, thereby not losing eligibility for
coverage.

Gaby




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