[StBernard] demand letter for mortgage

[Westley Annis]

Use online programs to get a payoff quote or just ask for a payoff quote.
The quote will be good for about 45 days and also include the monthly
increase for each month following based on interest. Avoid the demand
letter, because most FHA and conv. loans are in limbo anyway, they feel that
is their gift to you. I was given the payoff quote almost immediatley
through US Bank- you can request this online to be printed out and never
have to deal with these people. Also, take names. If anyone is rude, I'd
write the comapny and tell them this person is the reason I am opting out of
your company's business, I can expect rudeness from the federal government
but not someone I'm paying 5-7% on a loan.
 
Wendy