[StBernard] Road Home- Grant Money

[Westley Annis]

Melissa,
 
   My question to the reps would be this, could they only count "flood"
money and not homeowner's since that is a government backed program. Because
of the Stafford Act, and like insurance, they can't pay you twice for the
same item. However, homeowners' falls under private insurance. ALSO,  I was
reading that that they are taking into account costs post-Katrina (unless
I'm reading things wrong). So while your house may have cost $100,000
pre-Katrina, and it will cost $130,000 post Katrina to repair, they are
going with the estimates of repair not the necessary value of the home. IF I
READ THIS WRONG, PLEASE SOMEONE TELL ME.
 
Wendy

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It's me again. I did some more digging and I found all sorts of admendments
for the Road Home bill have cropped up, concerning probably every aspect of
the original bill. I did find the one I mentioned earlier stating that no
insurance money can be deducted. It is House Resolution No. 32 and is backed
by no less than 100 of our representatives (I counted). Thats a good sign.
HR 32 uses quite strong language too, apparantly, they feel very strongly
over this particular one.  I do realise that its federal law forcing the
insurance to be deducted, and the legislature has got to aware of that fact
as well. But there must be some way around it or maybe this could be a
landmark bill that leads to changes in the federal law. Otherwise, why would
they be fighting it? The history on HR 32 is as follows: 4-13-06, read and
adopted by 100-0 vote; 4-19-06, enrolled, signed by the Speaker of the House
and taken to the Secretary of State. I assume it then heads to the Senate
for their vote. I found this searching on the State Legislature's website.
Maybe I'm being too optimistic about this whole thing, but I believe that it
can't possibly be a duplication of benefits. We PAID for the privilage of
insuring our homes. If the people who didn't pay make out better than we
did, what does that say about our country and the next time a hurricane
hits. No one will have insurance. There is no point in paying for insurance
when you get a better deal without having to shell out a ton of money over
the years. I do believe (or at least hope) that there will be some major
reforming of certain laws coming up soon.

Melissa