[StBernard] Louisiana Purchase
    Westley Annis 
    westley at da-parish.com
       
    Sat Nov 18 10:36:42 EST 2006
    
    
  
I thought you Louisiana folks would like this one.
 
Rick
 
As most of you receiving this know, New Orleans residents are challenged 
often with the task of tracing home titles back potentially hundreds of 
years. With a community rich with history stretching back over two 
centuries, houses have been passed along through generations of family, 
making it quite difficult to establish ownership. 
 
Here's a great letter an attorney wrote to the FHA on behalf of a client 
that I thought was absolutely priceless!! 
 
You gotta love this lawyer....... it's too good not to share! 
 
Everyone who has ever bought a house will enjoy this. A New Orleans lawyer 
sought an FHA loan for a client. He was told the loan would be granted if he
could prove satisfactory title to a parcel of property being offered as 
collateral. The title to the property dated back to 1803, which took the 
lawyer three months to track down. After sending the information to the FHA,
he received the following reply: 
 
(Actual letter): "Upon review of your letter adjoining your client's loan 
application, we note that the request is supported by an Abstract of Title. 
While we compliment the able manner in which you have prepared and presented
the application, we must point out that you have only cleared title to the 
proposed collateral property back to 1803. Before final approval can be 
accorded, it will be necessary to clear the title back to its origin." 
 
Annoyed, the lawyer responded as follows (actual letter): 
 
"Your letter regarding title in Case No. 189156 has been received. I note 
that you wish to have title extended further than the 194 years covered by 
the present application. I was unaware that any educated person in this 
country, particularly those working in the property area, would not know 
that Louisiana was purchased, by the U.S., from France in 1803, the year of 
origin identified in our application. For the edification of uninformed FHA 
bureaucrats, the title to the land prior to U.S. ownership was obtained from
France , which had acquired it by Right of Conquest from Spain . The land 
came into the possession of Spain by Right of Discovery made in the year 
1492 by a sea captain named Christopher Columbus, who had been granted the 
privilege of seeking a new route to India by the Spanish monarch, Isabella. 
The good queen, Isabella, being a pious woman and almost as careful about 
titles as the FHA, took the precaution of securing the blessing of the Pope 
before she sold her jewels to finance Columbus ' expedition. Now the Pope, 
as I'm sure you may know, is the emissary of Jesus Christ, the Son of God, 
and God, it is commonly accepted, created this world. Therefore, I believe 
it is safe to presume that God also made that part of the world called 
Louisiana . God, therefore, would be the owner of origin and His origins 
date back, to before the beginning of time, the world as we know it AND the 
FHA. I hope you find God's original claim to be satisfactory. Now, may we 
have our damn loan?" 
 
The loan was approved.
    
    
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