[StBernard] Louisiana Purchase
Westley Annis
westley at da-parish.com
Sat Nov 18 10:36:42 EST 2006
I thought you Louisiana folks would like this one.
Rick
As most of you receiving this know, New Orleans residents are challenged
often with the task of tracing home titles back potentially hundreds of
years. With a community rich with history stretching back over two
centuries, houses have been passed along through generations of family,
making it quite difficult to establish ownership.
Here's a great letter an attorney wrote to the FHA on behalf of a client
that I thought was absolutely priceless!!
You gotta love this lawyer....... it's too good not to share!
Everyone who has ever bought a house will enjoy this. A New Orleans lawyer
sought an FHA loan for a client. He was told the loan would be granted if he
could prove satisfactory title to a parcel of property being offered as
collateral. The title to the property dated back to 1803, which took the
lawyer three months to track down. After sending the information to the FHA,
he received the following reply:
(Actual letter): "Upon review of your letter adjoining your client's loan
application, we note that the request is supported by an Abstract of Title.
While we compliment the able manner in which you have prepared and presented
the application, we must point out that you have only cleared title to the
proposed collateral property back to 1803. Before final approval can be
accorded, it will be necessary to clear the title back to its origin."
Annoyed, the lawyer responded as follows (actual letter):
"Your letter regarding title in Case No. 189156 has been received. I note
that you wish to have title extended further than the 194 years covered by
the present application. I was unaware that any educated person in this
country, particularly those working in the property area, would not know
that Louisiana was purchased, by the U.S., from France in 1803, the year of
origin identified in our application. For the edification of uninformed FHA
bureaucrats, the title to the land prior to U.S. ownership was obtained from
France , which had acquired it by Right of Conquest from Spain . The land
came into the possession of Spain by Right of Discovery made in the year
1492 by a sea captain named Christopher Columbus, who had been granted the
privilege of seeking a new route to India by the Spanish monarch, Isabella.
The good queen, Isabella, being a pious woman and almost as careful about
titles as the FHA, took the precaution of securing the blessing of the Pope
before she sold her jewels to finance Columbus ' expedition. Now the Pope,
as I'm sure you may know, is the emissary of Jesus Christ, the Son of God,
and God, it is commonly accepted, created this world. Therefore, I believe
it is safe to presume that God also made that part of the world called
Louisiana . God, therefore, would be the owner of origin and His origins
date back, to before the beginning of time, the world as we know it AND the
FHA. I hope you find God's original claim to be satisfactory. Now, may we
have our damn loan?"
The loan was approved.
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