[StBernard] Louisiana Purchase

Westley Annis westley at da-parish.com
Sat Nov 18 10:36:42 EST 2006

I thought you Louisiana folks would like this one.


As most of you receiving this know, New Orleans residents are challenged

often with the task of tracing home titles back potentially hundreds of

years. With a community rich with history stretching back over two

centuries, houses have been passed along through generations of family,

making it quite difficult to establish ownership.

Here's a great letter an attorney wrote to the FHA on behalf of a client

that I thought was absolutely priceless!!

You gotta love this lawyer....... it's too good not to share!

Everyone who has ever bought a house will enjoy this. A New Orleans lawyer

sought an FHA loan for a client. He was told the loan would be granted if he

could prove satisfactory title to a parcel of property being offered as

collateral. The title to the property dated back to 1803, which took the

lawyer three months to track down. After sending the information to the FHA,

he received the following reply:

(Actual letter): "Upon review of your letter adjoining your client's loan

application, we note that the request is supported by an Abstract of Title.

While we compliment the able manner in which you have prepared and presented

the application, we must point out that you have only cleared title to the

proposed collateral property back to 1803. Before final approval can be

accorded, it will be necessary to clear the title back to its origin."

Annoyed, the lawyer responded as follows (actual letter):

"Your letter regarding title in Case No. 189156 has been received. I note

that you wish to have title extended further than the 194 years covered by

the present application. I was unaware that any educated person in this

country, particularly those working in the property area, would not know

that Louisiana was purchased, by the U.S., from France in 1803, the year of

origin identified in our application. For the edification of uninformed FHA

bureaucrats, the title to the land prior to U.S. ownership was obtained from

France , which had acquired it by Right of Conquest from Spain . The land

came into the possession of Spain by Right of Discovery made in the year

1492 by a sea captain named Christopher Columbus, who had been granted the

privilege of seeking a new route to India by the Spanish monarch, Isabella.

The good queen, Isabella, being a pious woman and almost as careful about

titles as the FHA, took the precaution of securing the blessing of the Pope

before she sold her jewels to finance Columbus ' expedition. Now the Pope,

as I'm sure you may know, is the emissary of Jesus Christ, the Son of God,

and God, it is commonly accepted, created this world. Therefore, I believe

it is safe to presume that God also made that part of the world called

Louisiana . God, therefore, would be the owner of origin and His origins

date back, to before the beginning of time, the world as we know it AND the

FHA. I hope you find God's original claim to be satisfactory. Now, may we

have our damn loan?"

The loan was approved.

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