[StBernard] LRA cost me $24,000 & called to say "I was lucky."

[Westley Annis]

Wendy, If memory serves me correctly, and it make take having a copy of 
earlier thread to review to  jog it, I was only disagreeing with the 
statement that people who had no insurance were better off.  They have all 
the same problems you mention as well as no flood check or LRA check in hand

in what is almost 17 months later.  I fully agree not deducting the 
insurance would be the least they should do.

I agree insurance reform should be near the top of the to do list.  Any 
policy that is written now should be considered suspect as they have so many

exclutions they will never pay for anything but a fire here and there.  
Let's face it nobody would dare make a minor theft claim for fear of 
cancelation.  They might as well be written on toilet paper.  For the 
Insuance companies to say these rates are justified is laughable.  The worst

disaster in american history and they still made a record profit.  How can 
that justify these rates.

Take care
Randy