[StBernard] Insurance policies

[Westley Annis]

Gaby, 
be careful of changing that policy to a renters.  I did the same last year
when I sold my house, and State farm could not write me home owners when I
bought my new house (17 days before the storm!)  I had my auto and a rental
dwelling for a different home with them, but was told that since I did not
have a home owners they could not transfer the rental nor renters to a
;homeowner.  I would get a second opinion.    

Laurie


	-----------------------------------------------------
	
	HI y'all, and THANKS to Marvin Leblanc who gave me good advice.
	Unfortunately I did not get a response from Mopey yet, but left my
info with
	the intake person. He must be swamped (no pun intended) with
requests for
	help.
	
	Anyways, since my deadline came near, I went to a local State Farm
agent and
	received sweet help.
	My Flood policy is now cancelled. I was assured it can be bought
again when
	I have a home again.
	My HOMEOWNER's policy is reworked with a reduced coverage of bare
liability,
	effective September 1, so I may even get my last quarterly premium
	reimbursed.
	This allows my policy to remain active until I need to incre ase it
again
	(one of these future days)
	Also I was told I could convert the policy into a Renter's policy
and
	convert it back into a Homeowner's later, thereby not losing
eligibility for
	coverage. 
	
	Gaby