[StBernard] damage assessment

[Westley Annis]

JY,
 
You should not have a problem with the process- just calculate the repairs
that will get you back in the repair.
 
Craig 
 
-----Original Message-----

Westley, question (or Craig):
What if we are **choosing** to do a few extra things to our house that will
add to the cost?  I.e., I'm going to have a more efficient a/c-heating unit
put in; have already talked to a/c guy about this.  In the kitchen, am going
to replace all kitchen cabinets, adding in a base unit and 2 wall cabinets.
Also, instead of vinyl, was going to tile for kitchen, dining, baths and
laundry room.  Am also going to add insulation to a wall that was part of
garage and then was closed in to make bigger living room.  These will cost
more but it's things we decided to do since everything is gutted, open and
treated.  Also, decided to change out all windows to double-paned windows.
 
As I said before, I checked the parish website/bldg. assessment and our
property shows it has a bldg. rating of 1 and % of damage is 0-1%.
 
Further, as we all know, the costs of products has risen dramatically.  My
neighbor who is a roofer gave me an initial estimate that turned out to be
far below what the roofer who will get the job is charging.  This roofer
said the prices have shot up a good bit.
 
We decided to do this because the opportunity has presented itself.  We're
choosing to make our home better, more energy-efficient.  I don't think
whether this costs us 50% of the pre-K value should be a factor.
 
JY