[StBernard] Socialized Medicine's Front Door

[Westley Annis]

Jim,

Yep, I'm on my wife's policy.  That's one of the primary reasons she works,
is for the insurance.

The plans I've seen offered from the Archdiocese of New Orleans and the
Diocese of Houma-Thibodaux both offered plans for self, self + spouse, self
+ kids, or self, spouse + kids.

Now, there was never any distinction on the number of kids.  One kid cost as
much as ten kids (I wish tuition was like that).

Why would the DINKs carrying their spouses on each other's policies?  From
what I know of insurance rules, your personal policy is always primary and
would pay first.  

Employers usually contributed enough to cover a single person and the rest
of the family would have to be covered out-of-pocket.  Why pay for two
policies?

Westley

-----Original Message-----

Westley,
 
Not to be too nosy but are you covered by your wife's plan through the
schools?

One of the problems with  group medical policies (at least with the Feds)
was that you had a choice of self-only or family.  Knew a bunch of DINKS
(double-income, no kids) who ended up covering themselves and spouses on 2
individual plans because of this situation.  There wasn't a choice of self
and 1 or anything.  So if it was you and spouse you paid the same premiums
as self, wife and 6 kids.  Just didn't make any sense.

Jim