[StBernard] How the liberal Democrats deceive on healthcare
Westley at da-parish.com
Sun Nov 15 13:10:14 EST 2009
And therein lies the problem. Insurance is tied to the job. Why? Because of
Insurance coverage, paid by the employer is non-taxable income. If the
employer gave you the cash to buy your own policy, it becomes taxable
income. This has been the policy since the end of WWII.
If you change the policy so that everyone can deduct from their income
whatever they spend on health insurance, the whole game would change.
I have health insurance through my wife's job. Are we happy with it? Nope,
but we have no other option.
I'm sure we could find a much better policy for the $500 we spend plus the
$150 employer kick-in, but we can't afford to pay taxes on that $500 or take
the $150 loss that her employer pays.
Instead of the government taking over the health industry, they should be
getting out of it. Free the tax code is the first thing to do.
>Whether it's someone's fault
>regarding their situation isn't really an issue. And if my employer
>health insurance, it's considered part of my benefits package. If I want to
>keep those benefits, I had better be productive enough to make it
>for my employer to keep providing them to me.
Yes it IS an issue whether someone loses coverage through no fault of their
own. The only difference between them and you is you weren't handed a pink
slip and they were.
Yeah, your employer MAY keep those benefits as long as he/she can afford
them. When the
premiums get too excessive or too expensive, it's a cost-saving measure they
to drop or reduce coverage.
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